Can you work with me if I’m in a different state?

Most of my clients live in California, but I can work with clients in certain other states as well. Please contact me if you live out of state.

Are you a fiduciary? What is a fiduciary anyway?

I am a fiduciary, which means I am legally required to act in your best interests, even if it conflicts with my own interests. For example, I can’t recommend that you buy a certain product just because I will earn more money. Since I am a fee-only advisor, I charge a fee for financial planning and advice, but not for selling specific products.

what if i want help mid-divorce, but don't want you to manage my accounts after my divorce?

I work with clients who value a long-term relationship with their advisor. My mid-divorce services are intended for women who want to work with me post-divorce but need my help before the assets are divided. If you're looking for limited-scope divorce services, I might not be the best fit. Feel free to book a call anyway and we can discuss whether we'd be a good fit. 

what if i don't have a $1 million net worth? 

It only makes sense to hire an advisor if the value you receive exceeds the fees you're paying. I have deep expertise in the more complicated financial planning challenges of high net worth individuals, and I charge a minimum annual fee of $7,000 to reflect the value I bring them. For those with smaller account balances, it may be challenging to realize benefits that exceed this fee. Feel free to book a consult to discuss.

How do you collect fees? Can I make payments?

For ongoing financial management services, the annual fee is divided by 12 and deducted monthly from your accounts at Altruist.
For any flat-fee services, payment are made via ACH or credit card before work begins. Payment plans are available.

Do you work with non-divorcees or widows, or men?

My services are tailored to the unique needs divorced and widowed women, but I do have a handful of clients outside that niche. Contact me to discuss if we’d be a good fit.

how do you manage my investment accounts?

I partner with a reputable custodian, Altruist Financial, to securely hold your investments. I do not directly hold your funds. I will help you open your new accounts, and you will grant me authorization to manage the investments on your behalf.  

Can you help me with my investments where they are currently held? 

I can advise you on all of your accounts, but I can't manage them directly unless they are held with Altruist. If you hold accounts elsewhere, it will be up to you to implement any changes with that custodian. The custodian won’t allow me to do any transactions on your behalf.

what if i just have a couple of questions but don't want ongoing help?

I work with clients who value a long-term relationship with their advisor. At this time, I don't offer limited-scope services on an hourly basis.

can i cancel anytime?

Yes, you can cancel anytime and any unearned fees will be returned to you. You are free to transfer your accounts out of Altruist anytime. See Client Agreement for more details.